Wise has used its US broker-dealer licence for the first time to launch two investment products, Wise Interest and Stocks, for personal and business customers.

The launch comes as Wise increases its focus on the US market. In April 2026, the company announced plans to move its primary stock market listing from London to Nasdaq.

The products are offered through Wise US Assets Inc., a registered broker-dealer and member of the Securities Investor Protection Corporation. Wise holds a broker-dealer licence in all 50 US states.

Wise Interest allows customers to earn returns on USD balances through a money market fund holding government-backed assets. Returns are calculated daily and paid monthly, although they are not guaranteed.

Stocks allows customers to invest their existing USD balances in an S&P 500 index fund. The investment provides exposure to US companies but carries market risk, including the potential loss of principal.

Customers can access both products directly from their existing Wise balances. They can continue to send and spend money without transferring funds to separate accounts or locking them away. Fees are displayed before customers opt in.

Vinay Nilakantan, Head of Product for North America at Wise, said global customer holdings increased 40% to $39 billion in the last financial year.

The launch also builds on Wise's existing Basic Interest offering in the US. Income earned through the product, which covers eligible USD, GBP and EUR balances, increased almost 17% year over year in FY26.

Wise already offers currency conversion, international transfers and multi-currency accounts in the US.

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