The Real Brokerage is expanding its financial technology offering for real estate agents, turning Real Wallet into a broader banking hub and introducing two months of interest-free funding through Real Wallet Capital.

Announced at the company’s annual RISE conference, the upgraded Real Wallet experience is expected to roll out to all US agents during the first half of 2027. The platform will allow agents to create multiple dedicated accounts within Real’s reZEN operating system, helping them allocate income towards taxes, marketing, personal pay and other business expenses.

Agents will also be able to automate how commission and revenue-share payments are distributed when they arrive. Additional features include physical and virtual debit cards linked to individual accounts, spending limits, scheduled and recurring payments, shared access for business partners and management of multiple business entities through one interface.

The expansion builds on growing adoption of Real’s existing financial products. More than 35% of its US agents now hold a Real Wallet Business Checking Account, with account balances reaching $45m, compared with $20m a year earlier. Lending through Real Wallet Capital has reached $25m.

Real Wallet Capital is also being positioned as an alternative to expensive business credit cards and traditional commission advances. Its new offer provides two months of interest-free funding, although an origination fee still applies. Agents can use the capital for business expenses such as hiring, technology and marketing.

Eligibility is based on an agent’s production history rather than conventional credit scoring. The service is available in 39 US states, Washington, DC and Canada, subject to applicable eligibility requirements.

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