Global Payments Inc., a leading payment technology and software company that powers commerce for businesses of all sizes worldwide, announced the expansion of its Adaptive Authentication platform with the addition of Visa Intelligent Data Exchange (IDX) API, helping clients in the U.S. and Canada improve authorization rates, reduce unnecessary customer challenges and optimize payment performance.
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The enhancement enables Global Payments® clients to share richer transaction data with issuers, supporting more informed authorization decisions, helping reduce false declines and maximizing conversion.
The enhancement enables Global Payments® clients, who are eager to improve approval rates without adding checkout friction, to share richer transaction data with issuers, supporting more informed authorization decisions, helping reduce false declines and maximizing conversion.
The Global Payments Adaptive Authentication platform’s addition of Visa IDX API extends its suite of intelligent authentication capabilities. Powered by AI, Adaptive Authentication dynamically selects the most effective authentication strategy for each transaction, using capabilities including 3D Secure, Data Only authentication, SCA Exemptions and Visa IDX API. While Adaptive Authentication is available to clients globally, Visa IDX API is initially available for eligible domestic U.S. and Canadian transactions.
“Every time a legitimate customer has their transaction declined, it is a lost revenue opportunity,” said John Winstel, senior vice president, Value Added Services at Global Payments. “As authentication becomes more complex, merchants need more than standalone tools. They need an intelligent approach that determines the right authentication strategy for every transaction.
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