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FinTechs Hand AI Agents the Company Card

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FinTechs Hand AI Agents the Company Card

FinTechs are introducing corporate cards that let AI agents pay vendors, book travel and purchase supplies without employees entering payment details.

PYMNTS Intelligence found that 52% of CFOs would use autonomous AI to recommend changes to liquidity or payment timing, but fewer than one in three would allow AI to reallocate budgets.

Artificial intelligence (AI) agents are getting corporate cards of their own. The cards let the agents buy supplies, book travel and pay vendors without an employee entering payment details for every purchase.

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Ramp, Mercury, Corpay and Sunrate are introducing cards for autonomous agents. Spending limits, merchant restrictions and approval policies decide what an agent can buy. The business keeps control of the funds.

The latest is from Sunrate, a cross-border payments and treasury management platform that operates in more than 190 countries and regions. Sunrate introduced its Agentic Card on Monday (Nov. 2). The card is virtual, a card number generated by software with no plastic behind it. A business first approves a workflow and sets the amount, currency, merchant category, region and expiration date. Inside that workflow, an authorized AI agent can generate a card for one payment, pay with it and check the result. An online travel agency, for example, can have a card issued for a single marketing campaign or supplier payment, Sunrate said. The card completed Mastercard Agent Pay certification, which covers identity and authorization for payments an agent starts.


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