TBC Bank Uzbekistan has launched Apple Pay for its customers, adding Apple's mobile payment service to the digital bank's consumer offering in Uzbekistan.
Customers can use Apple Pay on iPhone and Apple Watch for contactless payments at payment terminals, and on iPhone, iPad and Mac for purchases in apps and on the web through Safari. Cardholders can add the bank's credit or debit cards through the Wallet app and begin using the service once setup is complete.
The launch makes TBC Bank Uzbekistan one of the financial institutions introducing global mobile wallet services to a market where digital payments have expanded rapidly in recent years. Apple Pay lets users authenticate purchases with Face ID, Touch ID or a device passcode, with each transaction secured by a one-time dynamic security code.
Apple Pay is accepted across a wide range of everyday spending categories, including grocery stores, pharmacies, taxis, restaurants, coffee shops and retail outlets. It also supports in-app payments on Apple Watch and can be used for online purchases such as food and grocery deliveries, transport and parking.
TBC Bank Uzbekistan said security and privacy are central to the service's design. When customers use a credit or debit card with Apple Pay, the actual card number is not stored on the device or on Apple servers.
Instead, a unique Device Account Number is assigned, encrypted and stored in the Secure Element, a certified chip that keeps payment information on the device. This is designed to reduce the exposure of card details during transactions, while allowing users to pay without handing over a physical bank card or using cash.
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