RDVCC has published fees, identity rules and funding details for its prepaid Visa and Mastercard virtual cards. The Hong Kong-based operator said the information covers cards used to pay overseas software and subscription merchants.

Merchants can distinguish between a card funded in US dollars and one issued in a specific country through the bank identification number, or BIN, embedded in the card number. Some compare the issuing country with the billing address and the region of the account being charged.

RDVCC describes itself as a virtual card product operator rather than a financial institution. Cards on the platform are issued by licensed upstream issuers, while RDVCC provides the account and card-opening interface.

Identity verification is required before a first card can be opened. The published process requires a government-issued identity document and a face check, and takes about three minutes. It is completed once before the first card is opened.

Registration is by email and password. RDVCC said it does not serve residents of sanctioned jurisdictions.

Its terms and product pages also list prohibited uses, including cashing out to a bank card or ATM, as well as gambling, adult content and drugs.

The USD account balance is funded with USDT. Each transfer must be at least 35 USDT and carries a flat 0.5% deposit fee.

RDVCC also said it does not buy, sell, broker or exchange the asset itself. Under the terms, a third-party payment processor, currently Gate Pay, receives the crypto and converts it to US dollars.

Six networks are listed in the public top-up guide: ERC20, BEP20, TRC20, Solana, Arbitrum and Polygon.

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