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Unit21 and Corelation take aim at credit union fraud gaps

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Unit21 and Corelation take aim at credit union fraud gaps

Unit21 has formed a partnership with Corelation, the core processing company behind KeyStone, to give credit unions a single environment for spotting, investigating, acting on and reporting financial crime.

The integration works in two directions. Member, account, card and transaction records move from KeyStone into Unit21, where they feed detection and investigation work.

Analysts can then respond inside KeyStone through Corelation’s KeyBridge API, freezing cards, halting payments and applying holds while remaining within the case they are reviewing.

Until now, credit union staff have often had to bridge this divide manually. An analyst might identify suspicious activity in one tool, then switch to the core system, search for the member a second time and re-enter account details before any protective step could be taken. Under the new arrangement, evidence, decisions and actions sit together on one record, and an audit log is generated at the point the analyst responds.

Both customer bases stand to gain. Credit unions running on Corelation can bring their core data into an AI-native platform covering fraud prevention, AML transaction monitoring, case management and regulatory filing, supported by a data feed that Corelation itself builds and maintains.

Meanwhile, Unit21 clients already using KeyStone can trigger card blocks, card activations, stop payments and cheque holds from within a Unit21 case, with each request, response and user action recorded next to the supporting evidence.

On the technical side, Corelation provides a dedicated Unit21 AML Extract, which each credit union’s own administrator or data team configures within its KeyStone environment.


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