Sao Payment Global Limited, a licensed financial technology company founded in São Tomé and Príncipe, has officially launched its operations in Ghana, marking a significant expansion of its African payments network and establishing Ghana as its hub for Anglophone West Africa.
The launch took place on 7 October 2026 at the Labadi Beach Hotel in Accra, bringing together senior government and financial-sector stakeholders, business leaders, partners, media and other members of Ghana’s financial technology ecosystem.
Operating under the theme “Built Around You,” Sao enters the Ghanaian market with a proposition centred on making digital payments more accessible, transparent and connected, while building infrastructure that enables money to move more easily across borders.
“Sao is not building a wallet. Sao is building a connected rail: a single infrastructure on which money moves between countries, between institutions and between people, under licence, at low cost,” said the Group Chief Executive Officer of Sao Payment Global Limited.
Sao was founded in São Tomé and Príncipe, where it set out to address a fundamental gap in financial access: the absence of licensed digital wallet, agent network and payments infrastructure for ordinary citizens.
The company has since expanded its operations to Liberia, Sierra Leone and The Gambia, with Ghana becoming its fifth live market.
Sao is also progressing its expansion into Rwanda, Tanzania and three additional markets, with an ambition to reach ten markets by the end of 2026.
The company’s longer-term vision is to build a unified African wallet and payments network connected to major global corridors across Europe, Asia and the Americas.
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