Cogitate, provider of the AI-driven DigitalEdge core insurance platform, is sponsoring an Insurance Nerds webinar, The Speed-To-Market Tradeoff You Didn’t Know You Were Making, on Wednesday, October 28, 2026, at 1:00 p.m. ET.
Moderated by Nick Lamparelli, managing partner of Insurance Nerds, the webinar examines why most core platforms force managing general agents (MGAs), managing general underwriters (MGUs), and program administrators to give up product differentiation in exchange for launch speed, where implementation overruns really come from, and what buyers should ask before they sign.
Vital Coverage Insurance Services (Vital) launched its Payroll Protection Plus program, a first-of-its-kind property and casualty (P&C) coverage for small medical practices, on Cogitate’s pre-engineered DigitalEdge platform, standing up policy, billing, and claims operations in roughly five months across 12 states.
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“We brought a product to market that didn’t exist anywhere in P&C, so taking what was in the box was never an option,” said Justin Krone, CEO of Vital. “We needed a platform capable of handling our customization without pushing the launch date. Every MGU founder should press vendors on exactly that.”
“We believe insurers shouldn’t have to choose between speed to market and product differentiation,” said Arvind Kaushal, CEO and Co-Founder of Cogitate. “Our experience bringing complex and entirely new insurance products to market has shown that both are achievable.
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