CONNECT WITH US
Fintech

Fintech

Card Networks Use B2B Payments to Write the Rules for Agentic Commerce

PYMNTS – Fintech logo

Published on

Add as a preferred source on Google
Card Networks Use B2B Payments to Write the Rules for Agentic Commerce

Card networks like Visa and Mastercard want to control who gives AI permission to pay. As agents take over B2B invoice execution, the networks are competing to own the authentication and authorization rules, not just transaction volume.

Banks could stay in the competitive mix without owning the checkout. As AI selects payment methods, banks that embed credit, liquidity and funding into automated workflows could capture more business while losing control of payment decisions.

The next payments battleground is liability, not speed. AI can eliminate manual payment steps, but determining who pays when an authorized agent makes the wrong transaction could decide which providers win corporate trust.

Business payments have a bookkeeping problem that’s been keeping them manual for centuries. Millennia, even.

Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.

In 2026, after one company approves an invoice, someone often must authenticate into a supplier portal, enter payment credentials and complete the transaction. Even two digitally native, forward-thinking CFOs doing business with one another can find it challenging to streamline and scale the need to authenticate and reconcile high-value and sensitive B2B payments.

Agentic AI, however, might just hold a long-awaited solution. One that the payments and FinTech marketplace is rapidly working toward. On Monday (Nov. 9), for example, payments technology company Clink added support for Mastercard Agent Pay, adding to its existing Visa Intelligent Commerce capabilities.

The development follows an October Visa initiative involving both BILL and Billtrust which allowed authenticated AI agents to complete previously approved invoice payments through supplier portals.


Source link
Related Topics:Fintech

Disclaimer

We strive to uphold the highest ethical standards in all of our reporting and coverage. We TheMorningPulse.fyi want to be transparent with our readers about any potential conflicts of interest that may arise in our work. It's possible that some of the investors we feature may have connections to other businesses, including competitors or companies we write about. However, we want to assure our readers that this will not have any impact on the integrity or impartiality of our reporting. We are committed to delivering accurate, unbiased news and information to our audience, and we will continue to uphold our ethics and principles in all of our work. Thank you for your trust and support.