The two products, the ADIB Aldar Visa Infinite and the ADIB Aldar Visa Platinum Covered Cards, were issued on 21 October 2026. Both sit inside the Live Aldar app ecosystem, allowing cardholders to earn, track and redeem Darna Points across Aldar’s retail, hospitality, education and residential portfolio.
The reward tiers are graduated. Cardholders earn up to 10% value back in Darna Points on eligible spending at participating Aldar malls, hotels, golf courses, restaurants and entertainment venues. Spending on Aldar property purchases and Aldar Education attracts up to 1.5%, while eligible international transactions earn up to 2%. Welcome bonuses of up to 20,000 Darna Points, equivalent to AED 1,000, are offered on sign-up, subject to card tier and qualifying conditions.
Additional benefits include complimentary Darna Gold or Platinum status depending on tier, access to more than 1,000 airport lounges worldwide, complimentary valet parking up to four times per month at selected UAE locations, and an annual fee waiver from the second year onwards for cardholders who meet defined spend thresholds: AED 30,000 in foreign currency or AED 75,000 in total transactions.
Faisal Falaknaz, group chief financial and sustainability officer at Aldar, said the partnership extends rewards to eligible property spend, “creating meaningful value around one of our customers’ most significant purchases.” Amit Malhotra, global head of retail banking at ADIB, framed the proposition as embedding banking more deeply into customers’ daily lives beyond traditional service relationships.
The cards are Sharia-compliant covered structures rather than conventional credit products, consistent with ADIB’s Islamic banking model.
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