Prolific Banking has launched a new developer portal and API offering to help banks meet growing demand from commercial clients for direct integration with banking services as AI accelerates in-house software development.
The Atlanta-based treasury management technology provider has introduced its FI-Streams Developer Portal and APIs, allowing financial institutions to offer self-service API access to commercial clients under their own branding.
The offering sits within Prolific Open Digital and provides corporate developers with a controlled route to build, test and deploy integrations with banking services. Each developer receives an individual identity, with permissions restricted by account, operation and environment.
Importantly, access to development tools does not automatically grant authority to execute payments. Live transactions can only be released by users with the appropriate entitlements or through an approved policy, keeping payment controls within the bank’s existing governance framework.
The launch addresses changing expectations among corporate banking customers as AI tools make it easier for finance and technology teams to develop their own software integrations. Businesses are increasingly extending platforms such as NetSuite, Dynamics, Sage Intacct and SAP, alongside internal enterprise resource planning (ERP) systems, in weeks rather than months.
As a result, corporate clients increasingly expect their banking providers to connect directly with the systems they build, rather than waiting for traditional bank-led integration projects.
Prolific Banking’s portal takes developers through six stages: discovery, registration, building, certification, go-live and ongoing operation. Live credentials are only issued once the bank has approved access, sandbox testing has been completed and the API integration has passed certification.
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