The BMW i3 is barely on sale in the US, but the German automaker is already putting a number on the 2027 model's first finance offer. Granted, it's not a splashy 0-percent rate, but it's likely enough to get some people interested in the brand's newest EV.
The deal covers the i3 50 xDrive, the only version confirmed for launch, and runs through November 2. Buyers face a single advertised APR and a modest loyalty discount for existing owners, while there's no broader cash rebate (yet), a notable gap compared with BMW's own outgoing EV sedan.
The reported offer gives buyers 4.99 percent APR over 60 months, according to CarsDirect. The same rate shows up for 72-month terms in BMW's own payment estimator. BMW says the current terms end on November 2.
Sure, those numbers may seem a bit steep compared to the rest of BMW's lineup. The outgoing 2026 BMW i4 sedan has a 3.99 percent finance rate with bonus cash that can reach $4,750 on some purchase deals. Separate lease credits run up to $3,750, a level of support the new i3 does not match at launch.
Run the numbers on a six-year loan, though, at the i3's roughly $61,500 starting MSRP, and the total cost before taxes and fees comes out in the low $70,000s at typical non-promotional APRs. A lower rate plus upfront bonus cash on a comparable EV can trim several thousand dollars from that long-term bill.
The 2027 Tesla Model 3 Performance currently lists a base price in the low $50,000 range before destination and options, undercutting the i3's sticker even without assuming a special low-rate Tesla finance program.
Source link
