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Many Americans Are Struggling to Afford Basic Necessities

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Many Americans Are Struggling to Afford Basic Necessities

As the 2026 midterms approach, economic issues are top of mind for voters. Many specifically mention prices and affordability as key concerns, according to a Pew Research Center survey conducted this fall.

As part of our ongoing work to understand how these issues are affecting people in their day-to-day lives, we asked Americans a series of questions about their financial stability and security, their ability to afford basic necessities, and their general outlook on their personal financial situation.

The survey, conducted in August, finds that many Americans are not on solid financial footing:

Overall, 70% of U.S. adults say they have cut back on spending for extras – such as eating out, streaming services or other entertainment – in the past year. And 54% say they have not been able to save money for the future.

This Pew Research Center analysis looks at the financial challenges many Americans are experiencing, as well as their general outlook on their personal financial situation.

Pew Research Center does research to help the public, the media and decision-makers understand important topics. This research builds on our previous work on economic issues and personal finances.

S. adults conducted Aug. 24-30, 2026. Some questions were asked in a prior survey conducted July 20-Aug. 9, 2026. Only respondents who completed both surveys are included in this analysis. Everyone who took part is a member of the Center’s American Trends Panel . S. adults.



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