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Swipesum Launches CPO, a Payments Command Center Backed by a Real Payments Team

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Swipesum Launches CPO, a Payments Command Center Backed by a Real Payments Team

Swipesum, the payments software and services company, announced the launch of Swipesum CPO, a payments command center that brings a company’s entire payments function into one place. The product suite includes Audit, Merchant Account, Gateway and Connect, paired with a dedicated team of payments experts. This combination provides businesses with advanced payments capabilities, enabling control and flexibility without the resource commitment of self-built solutions or the integration challenges of piecing together issuers, processors, acquirers and reporting tools.

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At the core of CPO is Swipesum Gateway, which leverages Mastercard Merchant Cloud capabilities as part of its underlying payment infrastructure. Through the Swipesum Gateway, businesses access modular payment solutions and services, including agentic capabilities, fraud protection, authentication, tokenization, data and partner services. CPO pairs that infrastructure with Swipesum’s AI-powered payments intelligence, provider-agnostic processing, embedded payments capabilities for software platforms, and a payments team that implements improvements the software identifies.

“For 10 years, we’ve acted as our customers’ Chief Payments Officer: analyzing their costs, negotiating with providers and fixing what wasn’t working. Now we’ve built the Chief Payments Officer,” said Michael Seaman, co-founder and CEO of Swipesum. “Most payments tools stop at telling a business what’s wrong. CPO pairs that intelligence with a payments team that actually fixes it. And because we’re provider-agnostic, the answer is always what’s best for that business.”

The launch comes as digital payments move rapidly toward network tokenization — yet most businesses still manage payments across disconnected providers and tools, often without an internal payments team to act on what the data shows.


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