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InstaBrain Names Jim Harkensee Director of Strategic Relationships

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InstaBrain Names Jim Harkensee Director of Strategic Relationships

InstaBrain, Inc., the AI-native insurtech behind instant, fully digital life insurance sold through licensed professionals, today announced that Jim Harkensee has joined the company as Director of Strategic Relationships. Harkensee will lead InstaBrain’s relationships with insurance carriers and reinsurers, and with large independent marketing organizations. His work will focus on product collaboration and reinsurance support, and on expanding distribution through the platform.

Jim has run a carrier, priced the risk and led a direct business. He knows what carriers need because he has run one.”

Harkensee brings more than four decades of insurance industry experience, including service as President and Chief Operating Officer of Fidelity Life Association, Chief Actuary at Zurich Life and President of Zurich Direct for eight years. His background spans actuarial leadership, product development, insurance company operations and distribution.

“Jim has run a carrier, priced the risk and led a direct business. He knows what carriers need because he has run one,” said David Racich, co-founder and CEO of InstaBrain. “We turned weeks of waiting into a real decision in minutes. Our goal is to dominate the instant-issue life insurance category. Jim will make sure we work with the carriers, reinsurers and distributors needed to achieve that goal.”

Read More on Fintech : Global FinTech Interview: AI and the future of fintech with Hugh Cumming, CTO, Vena

InstaBrain projects a run rate of 500,000 to 600,000 applications a year as new products and carriers come online in the fourth quarter. Global Radiance Review has recognized InstaBrain among the Top 5 companies featured in its 20 Most Innovative Companies to Watch in 2026.


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