Earnix, an AI firm built specifically for insurance decisioning, has wrapped up its Excelerate London 2026 event, where more than 350 senior figures from the insurance sector gathered to discuss how AI, shifting risk and growing economic and regulatory demands are transforming the market.

The central message from the keynotes, customer presentations and panel discussions was that insurers are no longer short of data, models or intelligence. Instead, what sets firms apart is how rapidly they can convert those resources into sound decisions and deploy them in live environments, all while preserving the oversight, control and explainability the sector demands.

Risk is evolving at pace, financial conditions are tightening and AI is widening the scope of what insurers can analyse and act upon. Meanwhile, customers and regulators expect more, calling for stronger transparency and accountability as well as offerings that adapt faster to shifting consumer requirements. According to Earnix, meeting these demands means uniting the right data, models and human expertise across routine activities such as pricing, underwriting and customer engagement.

The company’s Intelligent Decisioning approach aims to achieve this by combining data, predictive models, generative and agentic AI, business rules and human judgement around critical decisions. This allows insurers to move precise decisions into production swiftly within a controlled setting, react more quickly to changes in risk and customer behaviour, and adjust strategy faster without losing oversight.

A key highlight of the event was the launch of Agent Hub, which offers production-ready agents tailored to insurance across pricing, underwriting, modelling, customer engagement, data and technology.

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