Compliance and risk teams can no longer rely on simply knowing that a rule exists. According to the latest edition of The CUBE Read from RegTech firm CUBE, which covers September 22 to October 2, 2026, regulators spent the fortnight adjusting windows, fees, reporting requirements and decision processes inside existing frameworks.

CUBE argues this shift moves the real work towards managing parameters, while AI raises the importance of provenance and hard deadlines expose hidden dependencies.

CUBE points to a run of parameter-level changes across jurisdictions. ASIC extended managed discretionary account relief and lengthened the non-compliance notification window to 30 days, alongside extending other legislative instruments. The Bank of England consulted on payment system fees as HM Treasury considers raising a cap.

The EBA consulted on a streamlined joint decision process for bank-specific prudential requirements and is targeting reporting cuts and simpler prudential rules in its 2027 work programme. In Hong Kong, the SFC plans a 2027 consultation on streamlined prospectus disclosure.

In each case the obligation remains, but a number, window, method or process has changed. CUBE notes that its Cost of Compliance Report 2025 found 82% of surveyed firms track between 26 and 100 regulatory developments each month, with 79% saying more than a quarter require action.

Meanwhile, carriers and managing general agents are automating state cancellation and non-renewal notices at volumes approaching 1,000 a month, with API integration the next step. CUBE argues automation delivers most value when tied to tracked, expert-reviewed requirements that still leave room for human review.

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