Cowbell, a leading provider of AI-native cyber and specialty insurance for small and medium-sized enterprises (SMEs), announced the launch of Risk Advisor, an individualized AI agent that gives every policyholder an evidence-backed plan for reducing their cyber risk. These policyholder-facing AI agents operate within OMNI, Cowbell’s AI-native Decision Intelligence System, transforming the risk intelligence Cowbell continuously collects into a prioritized set of actions each business can take to strengthen its cyber resilience.
Available through the Cowbell Platform and Cowbell OMNI mobile app, each Risk Advisor is grounded in the policyholder’s own cybersecurity posture and policy context. It connects Cowbell Factors, Spotlights, security findings, inside-out connector data, and real-time threat intelligence to identify what matters most, explain why, and recommend practical next steps.
“A 40-person manufacturer shouldn’t need a team of cybersecurity specialists to understand the risks it faces,” said Rajeev Gupta, Co-Founder and Chief Product Officer of Cowbell. “With OMNI, every Cowbell policyholder gets their own AI Risk Advisor, grounded in their business, security posture, and policy context. It continuously interprets the signals around that business, prioritizes what matters, explains the evidence supporting its recommendations, and connects the policyholder with Cowbell’s cybersecurity experts when human guidance is needed. This is how cyber insurance becomes an active part of a company’s resilience, rather than a document sitting in a drawer.”
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Businesses often have access to extensive security information but limited time or expertise to interpret it.
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