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Cargills Bank Expands Strategic Partnership with Intellect, Upgrades to Composable eMACH.ai Core Banking Architecture

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Cargills Bank Expands Strategic Partnership with Intellect, Upgrades to Composable eMACH.ai Core Banking Architecture

Intellect Design Arena Ltd., a global leader in AI-First, enterprise-grade financial technology, today announced that Cargills Bank, a licensed commercial bank in Sri Lanka, has selected the Composable eMACH.ai Core Banking Architecture to expand its digital banking capabilities and strengthen its long-standing technology partnership with Intellect.

We are proud to deepen our long-standing relationship with Cargills Bank through this expanded engagement”

The expanded engagement marks the next phase of Cargills Bank’s digital transformation journey, enabling the bank to modernise its technology landscape with a composable, cloud-ready banking architecture. The programme spans Core Banking, Lending, Trade Finance and Treasury, creating a unified technology foundation that supports greater agility, operational resilience and long-term business growth. The modernisation programme will enable Cargills Bank to transform critical banking capabilities spanning Customer On-boarding, Deposits, Payments, Loan Origination, Loan Management, Limits and Collateral Management, Trade Finance and Treasury, enabling faster product innovation and seamless customer experiences.

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Building on a trusted relationship established over the years, this expanded engagement reflects Cargills Bank’s continued commitment to investing in a modern banking platform that can evolve with its business and customer needs. Guided by Intellect’s Design Thinking philosophy and First Principles approach to banking transformation, the engagement focuses on creating a resilient, scalable, and future-ready technology foundation that will support the bank’s growth, innovation agenda, and evolving customer expectations over the next decade. The platform will continue to evolve through ongoing technology enhancements and software updates, ensuring that Cargills Bank remains equipped to respond to changing market demands and customer expectations.


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