Airwallex has upgraded its Agentic Business Accounts to support AI agents in carrying out corporate finance tasks within rules, permissions and approval controls set by businesses.

The accounts can connect with Airwallex’s AI assistant, Kai, or another preferred AI agent. These agents can support tasks such as moving money, managing foreign exchange exposure, rebalancing liquidity and putting idle cash to work.

Businesses can also manage multiple entities, accounts and currencies through a single organisation account experience. They can create dedicated accounts for different purposes and move funds between accounts or externally.

Airwallex said the offering is designed to support businesses as AI agents move beyond analysing financial information and making recommendations towards carrying out financial tasks.

Jack Zhang, Co-founder and CEO of Airwallex, wrote in a recent blog post that the shift towards agentic banking could change how companies manage money across their operations.

Instead of instructing a system to complete individual transactions, finance teams could set broader objectives, such as keeping several months of supplier payments funded while maintaining a minimum cash buffer across entities.

Businesses would continue to define their objectives, rules, approval requirements and situations where a person needs to intervene.

The agent would then determine and execute the steps required within those parameters.

Zhang described this as a move from periodic financial management towards continuous operations, which he refers to as “agentic speed.”

An AI agent continuously monitors a company’s finances, decides what action to take, acts within established controls and reconciles the result.

If a US entity holds excess cash while a UK entity is running low and a large euro payment is approaching, an agent could move funds to the UK, convert only the amount required and leave the remaining cash available for other uses.

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