A company doesn’t need rising sales to lose a clear view of its cash, and that gives finance leaders a reason to improve visibility before growth returns.
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That’s a central finding of “Growth and Scaling: The Corporate Finance Inflection Point,” a PYMNTS Intelligence report produced in collaboration with Fynapse. The August edition of The 2026 Certainty Project draws on a survey of 60 CFOs and senior finance executives at U.S. companies with annual revenue between $100 million and $1 billion. It finds that new products, suppliers and transactions can complicate financial operations even when revenue stays flat. Cash flow forecasting feels that pressure first. Like a windshield in heavy rain, a financial view becomes less useful when the details ahead are hard to see.
The report offers encouragement for those efforts. Executives rated consistent processes, finance automation and connected data among the most helpful approaches to managing complexity. Manual and spreadsheet-based processes were the only category that more respondents said hindered than helped them. Although 62% said their finance and back-office systems were at least mostly prepared for the next two years, just 12% reported complete readiness. Better cash visibility gives those investments a concrete purpose: helping finance teams plan payments and spending with greater confidence.
At PYMNTS Intelligence, we work with businesses to uncover insights that fuel intelligent, data-driven discussions on changing customer expectations, a more connected economy and the strategic shifts necessary to achieve outcomes.
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