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Velmie Partners with Flot to Launch Scalable Digital Bank Across Africa

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Velmie Partners with Flot to Launch Scalable Digital Bank Across Africa

Velmie, a digital banking system integrator and delivery partner for regulated fintech programs, announced a partnership with Flot, an emerging fintech initiative building a next-generation neobank for consumers and businesses across Africa.

The collaboration reflects growing demand from EMI platforms, payment institutions, and fintech operators across African and Middle Eastern markets for scalable digital banking infrastructure capable of supporting faster launches, localized payment integrations, and long-term operational scalability in regulated environments.

As fintech adoption accelerates across Africa, EMI operators continue to face increasing complexity around payment integrations, mobile money connectivity, compliance workflows, and production-grade digital banking delivery. Many fintech teams struggle to coordinate multiple infrastructure vendors: from card issuers to KYC/AML providers to payment processors, while maintaining operational reliability and speed-to-market.

This integration challenge is particularly acute for electronic money institution software implementations, where regulatory requirements, vendor coordination, and operational stability directly impact launch timelines and scalability.

By partnering with Velmie, Flot is accelerating the implementation of its digital wallet and accounts platform through an integration-first delivery approach covering:

The platform is purpose-built for African market realities, including mobile-first financial experiences, hybrid financial ecosystems, agent-driven financial services, and localized payment infrastructure.

The EMI software platform supports a broad range of B2C and B2B financial services, including:

Velmie operates through a services-led delivery model spanning solution architecture, integration delivery, implementation management, go-live execution, and ongoing operational support for regulated fintech programs.

The company maintains an active ecosystem of infrastructure and technology partners, including integrations across:

This partner network helps fintech operators reduce deployment complexity and accelerate production readiness without building large internal engineering organizations.


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